Allocation Analysis
Compare what you own with an educational target matched to your time horizon and risk comfort.
Your free IRA XRay
See What Your IRA Is Really Built To Do.
In a few guided steps, turn your holdings into a clear educational report covering allocation, costs, diversification and potential concerns.
No account transfer. No brokerage access. About five minutes.
Your IRA X-RayScan Complete
Target vs. Actual Allocation
Target
- U.S. Stocks60%
- Intl. Stocks20%
- Bonds15%
- Alternatives5%
Actual
- U.S. Stocks72%
- Intl. Stocks10%
- Bonds12%
- Alternatives6%
Allocation Breakdown
- U.S. Stocks72%
- Intl. Stocks10%
- Bonds12%
- Alternatives6%
Expense Ratio (weighted avg.)
Your IRA
0.72%
Peer Average
0.32%
You may be paying more than necessary.
View Cost AnalysisFunds
24
Overlap Score
High
Risk Level
Above Moderate
Data as of
May 7, 2024
What you’ll discover
A Clearer View of Your IRA
Fee Insights
See the published fund costs that may be quietly reducing your long-term results.
Overlap & Concentration
Spot funds and underlying positions that may leave you less diversified than expected.
Risk Alerts
Identify portfolio patterns worth understanding or discussing with a financial professional.
How it works
Five Steps to a Better View
- 1Choose your time horizon
- 2Describe your risk tolerance
- 3Review your target portfolio
- 4Add your IRA holdings
- 5See your IRA XRay results
What to Have Ready
- A recent IRA statement or your fund tickers
- Approximate balances for each holding
- A few minutes to answer simple questions
Private by Design
We never ask for account credentials or Social Security numbers. Signed-out progress remains on this device; signed-in data is kept with your IRA account records.
Ready to See Your IRA More Clearly?
Start with your time horizon. You can change your answers at any point.
Begin My IRA XRay