IRA X-Ray is educational software. By using it you agree that nothing here is individualized investment advice, a fiduciary review, a recommendation, a projection or a guarantee of any outcome, and that decisions about your retirement money remain yours.
You are responsible for the accuracy of the holdings and answers you enter. Fund facts and ratings come from a shared read-only reference database and are shown with their source; where a value is missing it is labelled as missing rather than estimated.
Free features and the paid Portfolio Checkup are provided as described on their own pages. Features that depend on a service we have not connected yet — statement reading, written analysis, emailed delivery, saved history — are labelled as unavailable rather than promised.
We may change or withdraw features. If a paid feature changes materially, the terms on that product's page govern it.