FreeMoving and Withdrawing Money
Rollovers, Transfers and the 60-Day Rule
How money moves between retirement accounts, why a direct transfer is usually the simplest route, and what makes an indirect rollover risky.
28 min4 lessons
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Learning path
Five tracks, in the order most people find useful. You can take them in any order.
1. IRA Foundations
2 courses · 0 complete on this device
See this track2. Investing and Costs
2 courses · 0 complete on this device
See this track3. Moving and Withdrawing Money
2 courses · 0 complete on this device
See this track4. Advanced Planning
3 courses · 0 complete on this device
See this track5. Retiring Abroad
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Retiring Abroad track. Living outside the United States adds rules that depend on your citizenship, residence, the specific country and the treaty in force. This track is written to help you work out what to research and who to ask. It does not state what any country will tax, withhold or allow in your case.
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Educational information only. IRA XRay does not provide individualized investment, tax or legal advice, and nothing here is a recommendation. Contribution limits, income thresholds, distribution ages, tax rates and treaty terms change, so confirm current rules with the IRS, the Social Security Administration, Medicare or a qualified professional before you act.