What this course covers
- Explain why time horizon changes an appropriate share of stocks
- Read allocation drift in percentage points instead of impressions
- Recognise concentration that a fund list can hide
Lessons
- 1. Horizon before productsTime until withdrawals drives the shape of the mix. · 7 min
- 2. Reading an educational targetCategories that add to 100 percent, and what drift means. · 8 min
- 3. Overlap and concentrationSeveral funds can hold nearly the same companies. · 8 min
- 4. Deciding whether to actBands, costs and the difference worth a trade. · 6 min
Course quiz
4 questions. 3 correct answers pass, and you can retry as often as you like. Answers are checked in your browser and the attempt is saved on this device only.
Take the quizCompletion record
Complete all 4 lessons and pass the quiz to record completion. 0 of 4 lessons done so far.
This is a device-based completion record, not a verified credential. It is generated from progress saved in this browser and cannot be validated by anyone else until a server-verified learning record exists.
Your lesson progress, bookmarks and quiz attempts are saved on this device only, for this account. They are not stored on our servers, they do not follow you to another browser or phone, and they are removed when you sign out.
Educational information only. IRA XRay does not provide individualized investment, tax or legal advice, and nothing here is a recommendation. Contribution limits, income thresholds, distribution ages, tax rates and treaty terms change, so confirm current rules with the IRS, the Social Security Administration, Medicare or a qualified professional before you act.
Canonical address: https://iraxray.com/learning/courses/building-an-ira-investment-mix